The Vault My Library Training

Terms of Service

Last updated: October 23, 2026

These Terms of Service ("Terms") govern your use of vorareport.com and all related newsletters, memberships, courses and content (together, the "Services"). The Services are operated by The Vora Report ("we", "us"). By creating an account, subscribing, purchasing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Services. You are responsible for keeping your login details confidential and for all activity on your account.

2. What we provide

The Vora Report publishes financial research and education, including a weekly newsletter, company deep dives, chart setups and walkthroughs, and standalone courses. A summary of what each membership or course includes is shown on its offer page and at checkout. We may update, add or remove content and features over time.

3. Not investment advice

All content is provided for general information and education only. It is not personalized investment, financial, tax or legal advice, and it is not a recommendation to buy or sell any security. Please read our Financial Disclaimer, which forms part of these Terms.

4. Subscriptions and automatic renewal

Memberships are offered on a monthly or annual basis. The price, currency and billing period are shown at checkout before you pay. By subscribing, you authorize us (through our payment processor, Stripe) to charge your payment method at the start of each billing period until you cancel. Your subscription renews automatically at the end of each period unless you cancel before the renewal date.

5. Price changes

We may change membership prices. Any change will apply from your next billing period, and we will notify you by email at least 30 days before it takes effect. If you do not agree to the new price, you may cancel before it applies.

6. Courses

Courses are sold as one-time purchases at the price shown at checkout. A purchase gives you a personal, non-transferable licence to access that course for as long as we continue to offer it through the Services.

7. Cancellation and refunds

You may cancel your subscription at any time from your account or by emailing [email protected]. All payments are final and non-refundable. Full details are in our Refund & Cancellation Policy, which forms part of these Terms.

8. Licence and acceptable use

All content is owned by The Vora Report or its licensors and is protected by copyright. We grant you a limited, personal, non-transferable licence to view the content for your own non-commercial use. You may not copy, resell, redistribute, publicly post, record, share your login with others, or use the content to train software or AI models, without our written permission. We may suspend or terminate accounts that breach these Terms, without refund.

9. Third-party services

The Services are hosted by a third-party website, membership and email platform provider, and payments are processed by Stripe. Your use of those services may also be subject to their terms. We are not responsible for third-party websites or services linked from the Services.

10. Disclaimer of warranties

The Services are provided "as is" and "as available". To the fullest extent permitted by law, we make no warranties, express or implied, about the accuracy, completeness or availability of any content, or that the Services will be uninterrupted or error-free.

11. Limitation of liability

To the fullest extent permitted by law, The Vora Report and its owners, authors and contributors are not liable for any trading or investment losses, or for any indirect, incidental or consequential damages arising from your use of the Services. Our total liability for any claim is limited to the amount you paid us in the 12 months before the claim arose. Nothing in these Terms limits rights you have under applicable consumer protection law that cannot be waived.

12. Indemnity

You agree to indemnify The Vora Report against claims, losses and expenses arising from your breach of these Terms or misuse of the Services.

13. Changes to these Terms

We may update these Terms from time to time. The "Last updated" date shows when they last changed. For material changes, we will notify active members by email. Continuing to use the Services after a change means you accept the updated Terms.

14. Governing law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there. You agree to the jurisdiction of the courts of Ontario, subject to any rights you have under the consumer protection laws of where you live.

15. Contact